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This fully renovated mixed-use building presents a rare opportunity for investors or owner-occupants seeking both strong rental income and long-term upside in one of Philadelphia's most dynamic neighborhoods. Ideally positioned along highly visible Umbria Street, this property offers the flexibility to live on-site, operate your own business, or lease out the commercial space for additional income. The property features a 1,100 SF ground-floor commercial space with CMX-2 zoning, allowing for a wide range of uses including food & beverage, restaurant, BYOB, deli, pizza, café, ice cream, retail, pet supplies, salon, or professional office. Previously home to a successful deli, the space benefits from excellent visibility, strong foot traffic, and close proximity to Main Street. The commercial unit is currently vacant, offering immediate opportunity for an owner-user or the ability to secure a market-rate tenant. Above, the property includes three fully renovated residential units, all currently leased and generating $4,775/month in rental income. The unit mix consists of one 2 bed / 1 bath unit ($1,900/month) and two 1 bed / 1 bath units ($1,500 and $1,375/month), providing stable, in-place cash flow. Each apartment has been thoughtfully updated with central air, vinyl flooring, new appliances, in-unit washer/dryer, and separate utilities, with tenants responsible for electric. A full renovation completed in 2023 included updated plumbing, electrical systems, and sprinkler water lines. The commercial space is supported by a newer HVAC system (approximately 4 years old), along with updated fire and burglar alarm systems. With the commercial space leased at market rent, the property offers a projected gross income of $7,950/month ($95,400 annually), making it an attractive option for investors seeking immediate returns with additional upside. Located just one block from Main Street and within close proximity to the Manayunk train station, I-76, and Center City, the property benefits from exceptional accessibility and visibility. Manayunk continues to see significant growth, with ongoing residential development and an expanding population driving increased demand for both housing and local businesses. Whether you're looking to expand your portfolio, live above your own business, or capitalize on a high-demand rental market, this property offers a unique blend of stability, flexibility, and long-term potential.

Source: BRIGHT MLS, MLS#: PAPH2596268

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  • Property Type
    Residential Income
  • Lot
    0.04 acres

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 4630 UMBRIA STREET


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
4/2/2026Source: BRIGHT MLS Added to Database
April 02, 2026
4/2/2026Source: BRIGHT MLS Added to Database
April 02, 2026
4/2/2026Source: BRIGHT MLS Added to Database
April 02, 2026
Listing provided courtesy of BHHS Fox & Roach-Center City Walnut- MLS# PAPH2596268MLS ProviderContact Information: 2156276005